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AprCalc 4.0

AprCalc provides a quick and easy way to compare loan options.

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File Size:3,304 KB System:Windows 98/ME/NT/2000/XP
License:Free to try ($19.95) Limitations: 
Date Added:05-23-2006 Requirements: 

the main window
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click for User Guide & FAQ

Software Description:
AprCalc provides a quick and easy way to compare loan options. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, biweekly, and other types of mortgages, and payment schedules can be weekly, biweekly, monthly, quarterly, semi-annually, or annually. Annual and per-payment subtotals can be easily displayed. Professional quality printouts can be created, and registered users can customize the program. Scenarios can be saved in files and even password protected.

Key Features:
  • provides a table of interest rates vs. amount financed to yield the payments
  • export amortization schedules to an Excel Spreadsheet file (*.XLS) or to a comma-separated text file (*.CSV).
  • The "Set Password" and "Get Password" dialogs now allow you to enter a 'hint' question and answer.
  • A variety of prepayment options let you compare effects on principal, compute the amount necessary to shorten the term to a specified number of payments, and more.
  • A tab for 2D and animated 3D graphs
Editor's Review:
AprCalc is a feature-rich payment calculator that allows the user to investigate various loan scenarios very quickly.
The four variables in an amortized loan are the Amount Financed, the Term, the APR Rate, and the Payment; setting any three of these determines the fourth. Typically, you would enter a value for each of the three known variables, and then click the button for the variable to be calculated. After all variables are entered, the user input is checked for validity (for example, the term of the loan must be a reasonable counting number).

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